Yes - but how depends on whether you pay or receive it, and which lender you apply with. Child support payments you make are treated as a financial commitment and reduce your borrowing capacity. Child support you receive may be counted as income by some lenders - but not all. The difference between lenders on child support treatment can be $40,000-$80,000 in borrowing capacity. This is one of the most impactful areas where lender selection matters.
We are not just explaining the process. We arrange the actual finance: refinancing into your sole name, funding a partner buyout, or setting up a new loan independently after settlement. We work with a panel of over 60 lenders to find the one that fits your situation.
Once the legal side of your property settlement is resolved, the next step is usually a financial one. That is where we come in.
Jason and Steve also help clients with first home loans, refinancing, and investment lending at lendology.com.au.
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