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Will child support affect my ability to get a home loan answered.

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Yes - but how depends on whether you pay or receive it, and which lender you apply with. Child support payments you make are treated as a financial commitment and reduce your borrowing capacity. Child support you receive may be counted as income by some lenders - but not all. The difference between lenders on child support treatment can be $40,000–$80,000 in borrowing capacity. This is one of the most impactful areas where lender selection matters.

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