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Quick answer

Is the separation finance service free answered.

A straight answer from Australian mortgage brokers who specialise in separation finance.

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Last reviewed: May 2026

Yes. Lendology is paid by the lender at settlement - there is no cost to you at any stage. This applies to separation refinancing, equity buyouts, fresh-start purchases, and any other lending we arrange. Under Australian credit law, we are legally required to act in your best interest, not the lender's. Every conversation is confidential.

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How separation finance works About Jason and Steve What to expect at your first appointment Client stories Get in touch
Jason Given
Jason Given
Director & Mortgage Broker at Lendology. MFPA designated, MFAA member. Specialises in separation finance across Australia.
Jason Given Steve Chin
Jason Given and Steve Chin
Licensed mortgage brokers · MFPA designated · MFAA members · Australia-wide

We are not just explaining the process. We arrange the actual finance: refinancing into your sole name, funding a partner buyout, or setting up a new loan independently after settlement. We work with a panel of over 60 lenders to find the one that fits your situation.

The part we handle

Once the legal side of your property settlement is resolved, the next step is usually a financial one. That is where we come in.

Refinance to sole name
Moving the joint mortgage into one name so you can keep the home.
Partner buyout
Funding the equity payout to your former partner as part of the settlement.
New loan in one name
Purchasing your next property independently after settlement.

Jason and Steve also help clients with first home loans, refinancing, and investment lending at lendology.com.au.

Related guides

How Separation Finance Works What to Expect at Your First Separation Finance Appointment Divorce Mortgage Broker Australia

True wellbeing begins at home.

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