What documents do I need for a property settlement finance assessment?

You need photo ID, recent payslips or tax returns, 90 days of bank statements, current mortgage statements, your separation agreement or consent orders, details of all debts, and a recent property valuation.

Do I need all documents before the first meeting?

No. The initial conversation requires no documents at all. We will give you a personalised checklist based on your situation after we understand what you need.

What if I cannot access some documents?

We can work with what you have initially. Many documents can be obtained from lenders, the ATO, or your accountant. We will guide you on how to get anything that is missing.

True wellbeing begins at home.

Checklist

Settlement finance checklist.

Gather these items before your first conversation with us. Do not worry if you do not have everything - we will guide you through it.

Book a confidential chat 08 8270 5138

Last reviewed: April 2026

By Jason Given · April 2026 · 4 min read

Personal documents

☐Photo ID (drivers licence or passport)

☐Medicare card

☐Most recent 2 payslips (or last 2 years tax returns if self-employed)

☐3 months of bank statements (all accounts)

☐Details of any existing debts (credit cards, personal loans, car loans)

Want to know how this applies to your situation?

Book a confidential chat with Jason or Steve. No cost, no obligation.

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Property and mortgage details

☐Current mortgage statement (showing balance, rate, repayment)

☐Estimated property value (recent sale prices in your street, or a formal valuation if available)

☐Council rates notice

☐Insurance policy details

Separation-specific documents

☐Consent Orders or Binding Financial Agreement (if finalised)

☐Child support assessment or agreement (if applicable)

☐Family lawyer contact details (if you have one)

☐Any proposed settlement split (even if informal at this stage)

Don't have all of this? That is completely normal. Many clients come to us before their legal settlement is finalised. We work with whatever you have and guide you through gathering the rest.

Jason Given and Steve Chin

Licensed mortgage brokers · MFPA designated · MFAA members · Australia-wide

We are not just explaining the process. We arrange the actual finance: refinancing into your sole name, funding a partner buyout, or setting up a new loan independently after settlement. We work with a panel of over 60 lenders to find the one that fits your situation.

The part we handle

Once the legal side of your property settlement is resolved, the next step is usually a financial one. That is where we come in.

Refinance to sole name

Moving the joint mortgage into one name so you can keep the home.

Partner buyout

Funding the equity payout to your former partner as part of the settlement.

New loan in one name

Purchasing your next property independently after settlement.

True wellbeing begins at home.

Ready to talk?

Book a time with Jason or Steve. Confidential. No cost. No obligation.