True wellbeing begins at home.
Am I ready to refinance?
Answer 8 questions to get a quick assessment. Takes about 2 minutes. Nothing is saved or sent.
Question 1 of 8
Has your property settlement been agreed (even informally)?
Yes - consent orders or BFA signed
We have agreed but not formalised yet
Question 2 of 8
Do you have stable, verifiable income?
Yes - PAYG employed for 6+ months
Yes - self-employed with 2+ years of tax returns
I have income but it is new or irregular
Not currently earning / on Centrelink only
Question 3 of 8
Is the mortgage currently up to date?
Yes - all payments current
3+ payments behind or in hardship
Question 4 of 8
Do you know the approximate value of the property?
Yes - had a formal valuation or recent agent appraisal
I have a rough idea from online tools
Question 5 of 8
Do you have other debts (credit cards, car loans, BNPL)?
Small amounts (under $5,000 total)
Moderate ($5,000-$20,000)
Significant (over $20,000)
Question 6 of 8
Do you have a family lawyer?
Yes - actively working with one
Had an initial consultation
Question 7 of 8
Do you have children?
Yes - child support arrangements are clear
Yes - child support not yet agreed
Question 8 of 8
Have you spoken to a mortgage broker about your situation?