Once your settlement terms are agreed and you have the required documents, the refinance application typically takes 2 to 4 weeks for approval. Settlement follows 2 to 4 weeks after that. The total process from lodgement to keys is usually 4 to 8 weeks. The legal settlement itself can take longer - often 3 to 6 months - and Lendology can work with you during this phase to ensure the finance is ready when the legal side is finalised.
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